Need a loan to buy a car? A home? Consolidate bills? Or for something you always wanted? The Honolulu Fire Department Federal Credit Union (HFDFCU) offers loans with low interest rates and convenient terms that fit your need and budget.

For current loan rates click here.

LOAN PROGRAMS
Personal
Enhanced Line of Credit
Fixed Mortgage
Share Secured
Retirement/Military Buyback
Automobile
Home Equity Line of Credit
Seasonal Specials
Co-Signer/Guarantor

LOAN BENEFITS & SERVICES
Preapprovals on automobile loans
Free HELOC (Home Equity Line of Credit) checks
Free loan protection insurance
Temporary disability insurance available
Free blue book quotes

PERSONAL LOANS
Personal loans can be used for any reason...vacation, home or auto repair, new furniture or school tuition. Or if your bills are piling up get a personal loan to consolidate your bills and make life easier.

ENHANCED LINE OF CREDIT
This is a convenience loan, with a revolving credit limit, which means that the funds are available to you at any time for any reason. It's perfect for those unexpected expenses. It is also used to protect your checking account against those embarrassing unpaid checks and specifically designed to guard against overdrafts.

AUTOMOBILE LOANS
Need a new or pre-owned vehicle and are looking for financing? Let HFDFCU help you get that car you've always wanted. We offer flexible terms along with competitive fixed rates.

MORTGAGE LOANS
For most people owning a home is a dream come true. Or perhaps you'd like to refinance your existing mortgage. Let our dedicated staff assist you with selecting the perfect mortgage program for your specific needs. We offer 12-, 15- and 20-year mortgage terms at fixed rates.

HOME EQUITY LINE OF CREDIT (HELOC)
Whenever you need extra cash for planned or emergency expenses, our HELOC program offers you the flexibility to use the equity in your home to rebuild or remodel, take a vacation, pay for school tuition or buy a new car. You can do all of this by simply writing a HELOC check up to your available credit limit. Don't forget the interest you pay on your HELOC may be tax deductible (consult your tax advisor).

SHARE SECURED LOANS
Use your share (savings) account funds as collateral and receive a lower interest rate.

RETIREMENT/MILITARY BUYBACK LOAN
Want to retire but don't have the money to buy back your military time? Let HFDFCU help you. Simply call us and we'll be happy to work with you.

SEASONAL LOAN SPECIALS
Throughout the year we offer loan specials with convenient terms and low rates at times when you need it most. These might include our Bill Consolidation, Christmas, Tax Automobile, Spring or Summer loan specials. You'll be notified of our specials through mail outs or newsletters or visit the Loan Specials page on our website.