Loan Programs

Personal Loan


Make life easier with this loan, which can be used for many purposes, such as bill consolidation, vacations, home or auto repairs, new furniture or school tuition.


Line of Credit Loan


This convenience loan has a revolving credit limit, which means the funds are available to you at any time and for any reason.  It's the perfect solution for unexpected expenses.  You can also use this loan for overdraft protection.


Mortgage Loan

  We offer convenient terms along with competitive rates.  Our dedicated staff will help you select a loan that right for you. 

Visa Platinum & Share Secured


Our Visa card program offers you.
Low Interest Rates
Easy -to-read monthly statements
The Scorecard Program (for every $1 you spend you earn one point to use toward travel and gifts
We'll even transfer the balances from your existing high-interest credit cards to your HFDFCU Visa, so that you can take advantage of our low rates.


Military Buyback Loan

  Want to retire but don't have the money to buy back your military time? Let HFDFCU help you.  Just call us, and we'll be happy to work with you.

Share Secured Loan

  Use your savings (share) account funds as collateral and receive a lower interest rate.

Automobile & Motorcycle Loans

  Let us help you get the car or motorcycle you've always wanted. Check out our flexible terms along with our competitive rates.

Home Equity Line of Credit (HELOC)

  Rebuild or remodel, take a vacation, pay for school tuition or buy a new car by simply writing a HELOC check up to your available credit limit.  The interest you pay on your HELOC may be tax deductible (consult your tax advisor).

Seasonal Loan Specials

   Throughout the year we offer loan specials with convenient terms and competitive rates, at times when you need it most.  These might include our Bill Consilidation, Holiday, Tax, Automobile, Spring or Summer loan specials.  Watch for our specials promoted through direct mail, newsletters and our website