Savings Programs

Savings(Share) Account



Our basic savings (share) account requires a minimum balance of $100.00. Interest is calculated on an average daily balance and paid quarterly. Add-on the RescueCard (ATM Service) to access your funds by using your Rescue Card (ATM Service) at any Bank of Hawaii ATM. Withdraw cash, transfer funds between your accounts and check your balances 24/7 (Refer to HFDFCU's Fee Schedule for annual fee).

(Share Draft) Account

  Save more with no minimum balance and no monthly service charges. ATM, debit card and direct deposit are available.



Super Savings Account

  A minimum balance of $2,500 can yield greater savings with a tiered interest rate based on you average daily balance. Rate may adjust monthly. Make deposits or withdrawals without penalty




9-1-1 Savings

  Use this account as an emergency fund, for your next family vacation, or whatever else you desire. You don't have to worry about restrictions on withdrawals.




Share Certificate

  Maximize your hard-earned dollars with a safe, high interest savings choice that gives you short- or long-term options. Whatever your investment goals are, we have the Share Certificate for you. (Minimum deposits $1,000)




Holiday Savings Account

  Get a head start on the next holiday season. Open your account in October for maximum growth of your funds, which will be made available to you after maturity is reached the following September. Dividends are calculated on an average daily balance and paid quarterly. (Some restrictions apply)




Traditional IRA

  Build your retirement savings with us! A traditional IRA may provide you significant immediate tax savings, and due to the deferral of all taxes on earnings, the power of compound earnings is strengthened.



Roth IRA

  Roth IRAs offer unique and exciting savings opportunities, and they've gotten better over the years. Roth IRAs give many members an easy and safe way to plan for the future.

Kidz Club Account

  Kidz Club is designed for minors under 14 years of age to learn valuable life lessons on the advantages of saving regularly. Kidz Club Account requires a minimum balance of just $25.00. Interest is calculated on an average daily balance and paid quarterly. Kidz Club may be combined with automatic deposit or transfers for faster savings growth. (Cross Account Access)




The Zone

  Specially designed for members 14-17 years of age, The Zone is an excellent introduction to personal finance. Teens can learn to build their savings while managing their personal finances. Open a checking account and receive 50 checks at no charge as well as a debit card. Add a Visa credit card, with credit and parental approval, as an option to aid in establishing credit.




To sign up for any of these products and services
and download the Products and Services Request Form.
Print and complete the form and return it to the credit union office.

Click on the link below for our current Truth in Savings (TIS) Disclosure
Truth in Savings (TIS) Disclosure-1- Term Savings
Truth in Savings (TIS) Disclosure-2 - Term Certificates

Click here for current rates.