|
Loans | Mortgage | Savings | Certificates
| Rates Effective as of August 1, 2010 |
|
These are open-end loan products. The terms set forth is used only to calculate payments under the open-end subaccount. No in-house refinancing on specials. Some restrictions may apply. All rates are subject to change without prior notice.
Call the credit union at (808) 853-2355 for current rates.
*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
|
| Rates Effective as of August 1, 2010 |
Adjustable Home Equity 15 year term
| Current Rate |
Points |
APR* |
| 7.50 |
0 |
7.50 |
Adjustable Home Equity 12 year term Investment Property
| Current Rate |
Points |
APR* |
| 7.50 |
0 |
7.50
|
These are open-end loan products. The terms set forth is used only to calculate payments under the open-end subaccount.
Fixed Rate Mortgage 12 year term Investment Property
| Rate |
Points |
APR* |
| 6.50 |
0 |
6.50 |
Fixed Rate Mortgage 15 year term
| Rate |
Points |
APR* |
| 4.75 |
0 |
4.75 |
Fixed Rate Mortgage 20 year term
| Rate |
Points |
APR* |
| 5.25 |
0 |
5.25 |
Payment Example: A loan of $100,000 with a 5.25% APR and no points would have the following payment and total interest paid at the following loan terms:
|
Term
|
Payment
|
Monthly P & I
|
Total Interest Paid
|
|
15 Years
|
180
|
$805
|
$44,731.62
|
|
20 Years
|
240
|
$675
|
$61,628.36
|
| Rates Effective as of August 1, 2010 |
| Savings |
Term in Months
|
Minimum Balance
|
Dividend Rate
|
APY*
|
| Regular Savings |
n/a |
100.00 |
0.495
|
0.500 |
| Hui Keiki (under 18 years of age) |
n/a |
25.00 |
0.495 |
0.500 |
| 9-1-1 Savings |
n/a |
0.00 |
1.243 |
1.250
|
| Checking (average daily balance of $300.00 needed to earn dividends) |
n/a |
300.00 |
0.499 |
0.500 |
| Individual Retirement Account (IRA) |
n/a |
n/a |
2.970 |
3.000 |
| ROTH IRA |
n/a |
n/a |
2.970 |
3.000 |
| Super Savings Account ($2,500.00 - $24,999.99) |
n/a |
2,500.00 |
0.500 |
0.500 |
| Super Savings Account ($25,000.00 - $49,999.99) |
n/a |
25,000.00 |
0.500 |
0.500 |
| Super Savings Account ($50,000.00 - $99,999.99) |
n/a |
50,000.00 |
0.747 |
0.750 |
| Super Savings Account ($100,000.00 and Over) |
n/a |
100,000.00 |
0.995 |
1.000 |
|
Dividends are posted quarterly to your Savings account. Dividends on Super Savings accounts are posted monthly. Minimum balance requirements apply to daily balance. All rates are variable. This means the dividend rate and annual percentage yield may change every dividend period as determined by the Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the credit union anticipates paying for the applicable dividend period. If you have any questions or need current rate information, please call (808) 853-2355. Fees could reduce earnings on these accounts.
*APY = Annual Percentage Yield
Back to Top
|
| Rates Effective as of August 1, 2010 |
|
Certificate rates remain fixed for the term of the certificate. Dividends are credited quarterly and will be transferred to a savings or checking of your choice. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of the date indicated and are subject to change without prior notice. If you have any questions or need current rate information, please call (808) 853-2355.
*APY = Annual Percentage Yield
Back to Top
|
|
