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Loans | Mortgage | Savings | Certificates
| Rates Effective as of May 1, 2013 |
| Loans |
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Motorcycle Loan
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Term in Months
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Rates as low as |
APR* |
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Payment Examples of "A+" Tier New/Used Motorcycle Loans per $10,000.00 borrowed
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| 3 years at 4.99% - 36 monthly payments of $300.00 |
36 |
4.99
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4.99
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Calculator |
| 4 years at 4.99% - 48 monthly payments of $231.00 |
48 |
4.99
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4.99
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Calculator |
| 5 years at 4.99% - 60 monthly payments of $189.00 |
60 |
4.99
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4.99
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Calculator |
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Regular Auto Loans
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Term in Months
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Rates as low as
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APR*
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Payment Examples of "A+" Tier New Auto Loans per $10,000.00 borrowed
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| 3 years at 2.50% - 36 monthly payments of $289.00 |
36 |
2.50 |
2.50 |
Calculator |
| 4 years at 2.99% - 48 monthly payments of $222.00 |
48 |
2.99 |
2.99 |
Calculator |
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5 years at 3.50% - 60 monthly payments of $183.00
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60 |
3.50 |
3.50 |
Calculator |
| 6 years at 4.00% - 72 monthly payments of $157.00 |
72 |
4.00 |
4.00 |
Calculator |
| 7 years at 5.75% - 84 monthly payments of $145.00 |
84 |
5.75 |
5.75 |
Calculator |
| Payment Examples of "A+" Tier Used Auto Loans per $10,000.00 borrowed (2008 or newer) |
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| 3 years at 2.99% - 36 monthly payments of $291.00 |
36 |
2.99 |
2.99 |
Calculator |
| 4 years at 3.25% - 48 monthly payments of $223.00 |
48 |
3.25 |
3.25 |
Calculator |
| 5 years at 3.50% - 60 monthly payments of $183.00 |
60 |
3.50 |
3.50 |
Calculator |
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VISA Cards
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Rates as low as
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APR*
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"A+" Tier VISA Credit Cards
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| VISA Platinum |
n/a |
7.99 |
7.99 |
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| VISA Classic |
n/a |
8.99 |
8.99 |
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Share Secured VISA Card
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Rate
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APR*
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| Purchases |
n/a |
7.00 |
7.00 |
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| Cash Advances |
n/a |
8.50 |
8.50 |
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Starter Platinum VISA Card
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10.99 |
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Personal Loan
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Term in Months
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Rates as low as
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APR*
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Payment Examples of "A+" Tier Personal Loans per $1,000.00 borrowed
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| 1 year at 4.75% - 12 monthly payments of $86.00 |
12 |
4.75 |
4.75 |
Calculator |
| 2 years at 5.00% - 24 monthly payments of $44.00 |
24 |
5.00 |
5.00 |
Calculator |
| 3 years at 6.99% - 36 monthly payments of $31.00 |
36 |
6.99 |
6.99 |
Calculator |
| 4 years at 7.99% - 48 monthly payments of $25.00 |
48 |
7.99 |
7.99 |
Calculator |
| 5 years at 9.99% - 60 monthly payments of $22.00 |
60 |
9.99 |
9.99 |
Calculator |
| 6 years at 10.50% - 72 monthly payments of $19.00 |
72 |
10.50 |
10.50 |
Calculator |
| 7 years at 11.75% - 84 monthly payments of $18.00 |
84 |
11.75 |
11.75 |
Calculator |
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Certain restrictions may apply to all loan types. All loans are subject to credit approval.
Rates may change without prior notice. Rates are based upon applicant credit worthiness and ability to repay.
APR* = Annual Percentage Rate
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Terms in Months
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Rate
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APR*
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Share Secured Loan
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| Payment Examples of Loan per $1,000.00 borrowed |
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| 5 years at 3.60 - 60 monthly payments of $19.00 |
60 |
3.60 |
3.60 |
Calculator |
| 7 years at 4.10% - 84 monthly payments of $14.00 |
84 |
4.10 |
4.10 |
Calculator |
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Military Buyback/Retirement Loan
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| Payment Example of Tier Military Buyback/Retirement Loan per $10,000 borrowed |
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| 3 months at 9.00% - 1 payment of $10,152.41 |
3 |
9.00 |
9.00 |
Calculator |
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| Enhanced Line of Credit |
n/a |
11.75 |
11.75 |
Calculator |
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The terms set forth is used only to calculate payments. No in-house refinancing on specials. Some restrictions may apply. All rates are subject to change without prior notice. Call the credit union at (808) 853-2355 for current rates.
APR* = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
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Fixed Rate 1st Mortgage 12 year term Investment Property
| Rate |
Points |
APR* |
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6.00
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0 |
6.00 |
Payment Example: A loan of $100,000 with a 5.25% APR* and no points would have the
following payment and total interest paid at the following loan terms:
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Term
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Payment
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Monthly P & I
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Total Interest Paid
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12 Years
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144
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$977
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$40,604.64
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Fixed Rate 1st Mortgage 15 year term Owner Occupied
| Rate |
Points |
APR* |
| 3.25 |
0 |
3.25 |
Payment Example: A loan of $100,000 with a 3.250% APR* and no points would have the
following payment and total interest paid at the following loan terms:
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Term
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Payment
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Monthly P & I
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Total Interest Paid
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15 Years
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180
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$704
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$26,487.87
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Fixed Rate 1st Mortgage 20 year term Owner Occupied
| Rate |
Points |
APR* |
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3.95
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0 |
3.95 |
Payment Example: A loan of $100,000 with a 3.95% APR* and no points would have the
following payment and total interest paid at the following loan terms:
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Term
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Payment
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Monthly P & I
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Total Interest Paid
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20 Years
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240
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$604
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$44,818.49
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Fixed Rate 2nd Mortgage 15 year term Owner Occupied
| Rate |
Points |
APR* |
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6.00
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0 |
6.00 |
Payment Example: A loan of $100,000 with a 6.00% APR* and no points would have the
following payment and total interest paid at the following loan terms:
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Term
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Payment
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Monthly P & I
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Total Interest Paid
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15 Years
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180
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$845
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$51,855.18
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***Home Equity Line of Credit- Our current APR* is 6.00%-18.00% your APR* will be based on your creditworthiness
Home Equity 12 year term Investment Property
These are open-end loan products. The terms set forth is used only to calculate payments under the open-end subaccount.
| Rate |
Points |
APR* |
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6.00
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0 |
6.00 |
Payment Example: A loan of $100,000 with a 6.00% APR* and no points would have the
following payment and total interest paid at the following loan terms:
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Term
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Payment
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Monthly P & I
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Total Interest Paid
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|
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240
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$604
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$44,818.49
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Home Equity 15 year term
| Rate |
Points |
APR* |
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6.00
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0 |
6.00 |
Payment Example: A loan of $100,000 with a 6.00% APR* and no points would have the
following payment and total interest paid at the following loan terms:
|
Term
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Payment
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Monthly P & I
|
Total Interest Paid
|
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15 Years
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240
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$604
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$44,818.49
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| Rates Effective as of May 1, 2013 |
| Savings |
Term in Months
|
Minimum Balance
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Dividend Rate
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APY*
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| Regular Savings |
n/a |
100.00 |
0.100
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0.100 |
| Holiday Savings Account (Up to $10,000) |
12 |
100.00 |
1.000 |
1.000 |
| Kidz Club (under 14 years of age) |
n/a |
25.00 |
0.250 |
0.250 |
| The Zone (14-17 years of age) |
n/a |
25.00 |
0.250 |
0.250 |
| 9-1-1 Savings |
n/a |
0.00 |
0.200 |
0.200
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| Checking |
n/a |
0.00 |
0.000 |
0.000 |
| EChecking |
n/a |
0.00
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0.250 |
0.250 |
| Individual Retirement Account (IRA) |
n/a |
n/a |
1.495 |
1.500 |
| ROTH IRA |
n/a |
n/a |
1.495 |
1.500 |
| Super Savings Account ($2,500.00 - $24,999.99) |
n/a |
2,500.00 |
0.200 |
0.200 |
| Super Savings Account ($25,000.00 - $49,999.99) |
n/a |
25,000.00 |
0.200 |
0.200 |
| Super Savings Account ($50,000.00 - $99,999.99) |
n/a |
50,000.00 |
0.200 |
0.200 |
| Super Savings Account ($100,000.00 and Over) |
n/a |
100,000.00 |
0.200 |
0.200 |
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Dividends are posted quarterly to your Savings account. Dividends on Super Savings accounts are posted monthly. Minimum balance requirements apply to daily balance. All rates are variable. This means the dividend rate and annual percentage yield may change every dividend period as determined by the Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the credit union anticipates paying for the applicable dividend period. If you have any questions or need current rate information, please call (808) 853-2355. Fees could reduce earnings on these accounts.
APY* = Annual Percentage Yield
Back to Top
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| Rates Effective as of May 1, 2013 |
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Certificate rates remain fixed for the term of the certificate. Dividends are credited quarterly and will be transferred to a savings or checking of your choice. A penalty may be imposed for withdrawals before maturity. Rates are accurate and effective as of the date indicated and are subject to change without prior notice. If you have any questions or need current rate information, please call (808) 853-2355.
APY* = Annual Percentage YieldBack to Top
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