Certificate & Timed Accounts

Share Certificates

Whether your goal is to save money for a future expense, boost your retirement savings, or keep higher-earning funds close by, HFDFCU Share Certificates are the perfect way to save and earn more.

Holiday Savings

Stash cash for year-end festivities, whether they're for the holidays or for your own splurge.

  • Minimum to Open and Maintain: None
  • Savings (Dividend) Period Begins: October
  • Funds Dispursed: September
  • Federally insured by National Credit Union Administration (NCUA) to at least $250,000.

View Our Rates



APY is Annual Percentage Yield. Products and services subject to membership eligibility. All products, services, offers, and rates, fees, terms, and restrictions subject to change or cancellation at any time. Other rates and terms available. Minimum to earn is $10,000; Must be opened with funds from outside financial institution. Subject to penalty for early withdrawal, which may reduce earnings. Dividends credited quarterly to Regular Savings. Other restrictions may apply.