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Important Information: For 2020 Member Survey: Data collected subject to HFDFCU Privacy Policy; We DO NOT SELL data. Subject to membership in good standing. Winners chosen randomly from all completed entries. Data and/or equipment requirements may apply. Other restrictions may apply. For Personal Loan Rate and Just in Time for the Holidays: Subject to membership eligibility. Prize deposited as dividend bonus, available for withdrawal upon deposit. All loan products subject to credit review. Rate is for 12-Month term and best credit with sample payment of $84.69 per $1,000 borrowed. Entry does not affect loan decision. Other rates and terms available.